Artist’s impressionHomes at Zyon Grand are sold while the towers are being built, on the normal progressive payment scheme: the price is paid in stages that follow the works, from the booking fee to the last payment at statutory completion.
Zyon Grand Progressive Payment Stages
The Housing Developers Rules fix both the stages and the percentages. The last column shows how much of the price has been paid once each stage is reached.
| Stage | % of price | Cumulative |
|---|---|---|
| Booking fee, on the grant of the option to purchase | 5% | 5% |
| Sale and purchase agreement, within 8 weeks | 15% | 20% |
| Completion of foundation | 10% | 30% |
| Completion of reinforced concrete framework | 10% | 40% |
| Completion of partition walls | 5% | 45% |
| Completion of roofing and ceiling | 5% | 50% |
| Completion of doors, windows, electrical wiring and plumbing | 5% | 55% |
| Completion of car park, roads and drains | 5% | 60% |
| Temporary Occupation Permit (TOP) | 25% | 85% |
| Certificate of Statutory Completion | 15% | 100% |
Standard schedule for a building under construction under the Housing Developers Rules, checked 20 October 2026. Zyon Grand is under construction; any stages already certified when you book are paid on the timetable in the sale and purchase agreement. The Sales Concierge confirms the stages reached for a given home.
Cash, CPF and the Loan at Zyon Grand
The 5% booking fee is paid in cash. The rest of the buyer’s own share is paid before the bank starts lending, and MAS decides how much of it must be cash. A buyer with no other housing loan can borrow up to 75% of the price; of the 25% paid first, at least 5% must be cash, which the booking fee covers, and the remaining 20% can be cash or CPF Ordinary Account savings within the CPF limits.
| Borrower | Max loan | Own funds | Minimum cash |
|---|---|---|---|
| No outstanding housing loan | 75% | 25% | 5% |
| No outstanding loan, tenure over 30 years or past age 65 | 55% | 45% | 10% |
| One outstanding housing loan | 45% | 55% | 25% |
| Two or more outstanding housing loans | 35% | 65% | 25% |
Source: MAS, checked 20 October 2026. Limits can change; confirm with MAS or your bank before signing.
With a 75% loan, the booking fee and the 15% due at the sale and purchase agreement take the buyer to 20% of the price; half of the foundation instalment makes up the 25%, and from there the bank pays each certified stage. The housing loan page explains when the lower limits apply.
How the Loan Is Drawn at Zyon Grand
As each stage is certified, the developer sends a notice and the bank pays that instalment. Interest during construction runs only on the amount drawn, so the monthly repayment starts small and grows as the towers rise.
A home booked after some stages are already certified carries those instalments on the timetable in the sale and purchase agreement, which usually means a larger sum at the start. The Sales Concierge sets out the position when you book.
Interest only on what is drawn.
Repayments begin small and climb as each stage of the towers is certified.
Zyon Grand Completion and the Final Instalments
The 25% instalment is due at the Temporary Occupation Permit and the final 15% at the Certificate of Statutory Completion. The developer’s e-brochure gives 30 September 2032 as the expected date of vacant possession and 30 September 2035 as the expected date of legal completion; the dates for a particular home are those in its sale and purchase agreement.
Stamp duty is paid separately and early, as the stamp duty page explains. The progressive payment calculator shows the sum and the estimated monthly instalment at each stage for a chosen price and loan.
Request the Zyon Grand Price List
Sales of Zyon Grand are open, and the Sales Concierge sends the current price list with the homes that remain. Showflat viewings are arranged by appointment through the Sales Concierge.
Sent on request
- The current price list with the homes still available.
- The e-brochure and the floor plans you shortlist.
- A payment schedule and the stamp duty for your profile.
- A showflat appointment at a time that suits you.
Request the Price List
No obligation. The Sales Concierge responds personally to every enquiry.
Prefer to speak to someone? Call +65 6200 6220, or send a WhatsApp message to the same number.